Business Overhead Expense Reimbursement
Income Protection
Life Insurance
Guaranteed Income Retirement Planning
What I do
Peace-Of-Mind for you, your business and your family
My mission is to help you to be more financially secure whether you......
- Get seriously ill or injured and can't work
- Die prematurely with loved ones
- Live long into your retirement years
- Need funds for emergencies or opportunities
Todd W. Radwick
YOUR CORE VALUES - Do you relate? Are we a good fit?
Do you want your family to maintain the lifestyle you've provided if you die prematurely or if you get sick or hurt and can't work?
509-996-3425 Call me today or schedule a Zoom meeting
I look forward to learning about you and your business
My calendar is flexible!
Business Overhead Expense Insurance (BOE)
Would it bother you if your business had to close?
You've invested physically, emotionally and financially in building your business. Could it survive if you became seriously ill or injured? Don’t let your hard work and dreams end because of a disability. Keep the doors of your business open with “Business Overhead Expense Insurance” (BOE). It's even TAX-DEDUCTIBLE!
Disability Income Protection (DI)
Would it bother you if you couldn't work to earn a living?
What is the value of your home? What is the value of your vehicles? Now multiply your annual income by the remainder of your working years until retirement. Of these three - which is your biggest ASSET? It's your EARNED INCOME and it's not even close. Doesn't it make sense to insure it?
Life Insurance
Would it bother you if you didn't have enough?
With life insurance - there are no "Do-Overs." Life rewards "ACTION" - NOT "Good Intentions." Is it important to KNOW your family will be taken care of when you die?
Annuities
Would it bother you if you ran out of money in retirement?
Instead, how about an ANNUITY - a "PERSONAL PENSION" guaranteed paychecks and "playchecks" for the rest of your life no matter how long you live or what the market is doing?
Financial Needs Analysis
Fixing Problems & Shortfalls with GUARANTEED Solutions
Has your entire life turned out EXACTLY as you planned it? Of course not. This is why having some GUARANTEES in your life is so important. As a business owner you often take enough risks as it is. "Financial Needs Analysis" reveals any shortfalls in your planning so we can fix them with GUARANTEED solutions!
Protect Your Business
Key Person, Executive Bonus and Buy/Sell Insurance
Do you have an employee who is truly "KEY" to your success that should be insured? Do you wish to reward or bonus them? Do you have business partner(s)? Do you both have the instant liquid needed to buy out each other's estate, should either of you die or become totally disabled? I can help you with all of these.